Why I'm Taking Social Security at 62 (And I Dare You to Find the Flaw)
I ran the actual numbers on taking Social Security at 62 versus waiting until 70: the breakeven math, life expectancy, opportunity cost, all of it, and I'm taking the money early. In this video, I walk through the five things the "wait until 70" crowd consistently gets wrong, including the one argument almost nobody makes (but should). We'll cover: 1) How to find your projected benefits in 3 minutes (free, at ssa.gov) 2) Calculating your personal breakeven age (mine is 79) 3) Why a dollar at 62 is worth more than a dollar at 79 4) What happens to the breakeven math when you invest early 5) The two situations where waiting actually IS the right call (spouses and the earnings test, I'm looking at you) This is not advice. It's my math, my health projections, and my decision. Run your own numbers before you decide anything. Your action steps are at the end of the video. Want one money playbook that actually works, every week, for free? Sign up for my newsletter: socialcapconnect.substack.com/subscribe 🎧 Podcast: Your Money Guide on the Side 📖 My book, Real Wealth, is out December 1. Pre-order at tylergardner.com/book I'm not a financial advisor and this isn't financial advice. It's one guy walking in the woods with some thoughts about marshmallows.
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