14 Steuertipps für Rentner, die bares Geld wert sind...Steuerberater Manfred Roggel im Talk

Taxes in retirement – ​​many people think, "There's nothing left to get back anyway." Not true. In this conversation, together with tax advisor Roggel (tax and business consulting, Sinsheim), I'll show you where retirees often pay far too much over the years – and which 14 specific levers can be pulled to change that. We'll cover pension reductions, special payments in years with peak tax rates, the smart use of the basic tax allowance, long-term care costs, property transfers within families (keyword: spousal tax sharing), the new active pension scheme starting in 2026, and much more. Some tips are explicitly applicable not only to retirees, but to all taxpayers. We'll discuss pension reductions, special payments in years with high tax rates, the smart use of the basic tax allowance, long-term care costs, property transfers within families (keyword: spousal tax sharing), the new active pension scheme starting in 2026, and much more. All tips summarized here: https://www.investiertinwissen.de/14-... You can find tax advisor Roggel here: https://www.roggel-steuerberater.de/ 0:00 – Introduction: Why taxes are important in retirement 1:28 – Tip 1: Offset pension reductions with special payments 4:23 – Tip 2: Use years with high tax rates for special payments 8:31 – Tip 3: Consistently utilize the basic tax allowance 11:06 – Tip 4: Apply for disability allowances according to §33b EStG (German Income Tax Act) 14:41 – Tip 5: Classify care costs as extraordinary expenses 18:43 – Tip 6: Utilize the age-related tax relief and the maintenance allowance 20:20 – Tip 7: Transfer depreciated real estate (marriage tax credit) 23:44 – Tip 8: Real estate between Spouses – Double tax allowances 27:28 – Tip 9: Secondary employment in retirement & home office 29:06 – Tip 10: Care expenses for relatives – Combine four deduction methods 30:38 – Tip 11: Active pension – up to €2,000 tax-free from 2026 33:14 – Tip 12: Household-related services & skilled trades services 35:36 – Tip 13: Medical expenses as extraordinary expenses 37:49 – Tip 14: Energy-efficient renovation according to §35c EStG (German Income Tax Act) 41:39 – Conclusion: When it pays to consult a professional *** Invest in knowledge – independent financial education & critical financial journalism. 📌 Independent = No commissions, no product sales, no financial affiliate links. Support me: 💡 Patreon:   / investiertinwissen   ☕ Buy me a coffee: https://buymeacoffee.com/investiertin... 🎥 Become a channel member (from €1.99) – right here on YouTube! Stay up to date: 📩 Subscribe to the newsletter - https://www.investiertinwissen.de/new... Follow & Connect: Website: https://www.investiertinwissen.de Instagram:   / thomas_beutler   Twitter/X: https://x.com/Thomas_Beutler LinkedIn:   / beutler   Podcast: https://pod.link/1541775699 TikTok:   / thomas.beutler