Vanguard’s New Report: What Retirement Plans Get Wrong

Get Vanguard's report at https://corporate.vanguard.com/conten... 😎 Like Azul's videos? Sign up for his FREE Weekly Newsletter: https://lm.fm/newsletter-yt-vid-desc 👇 𝟯 𝗪𝗮𝘆𝘀 𝗔𝘇𝘂𝗹 𝗖𝗮𝗻 𝗛𝗲𝗹𝗽 𝗬𝗼𝘂 (𝘀𝗲𝗲 𝗯𝗲𝗹𝗼𝘄) 👇 𝟭. 𝗗𝗼‑𝗜𝘁‑𝗬𝗼𝘂𝗿𝘀𝗲𝗹𝗳: 𝗕𝘂𝗶𝗹𝗱 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻 Build your own retirement plan (today). Use the same planning software that I trust. It is powerful, easy to use and affordable. See your numbers, stress‑test “what if” scenarios, and know what you can really spend in retirement. 👉 Start your plan here: https://lm.fm/azul-financial-software 𝟮. 𝗗𝗼𝗻𝗲‑𝗪𝗶𝘁𝗵‑𝗬𝗼𝘂: 𝟰‑𝗪𝗲𝗲𝗸 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗦𝗽𝗿𝗶𝗻𝘁 For people who want a clear, written retirement plan 𝘸𝘪𝘵𝘩 𝘨𝘶𝘪𝘥𝘢𝘯𝘤𝘦 instead of going it alone. Over 4 weeks you’ll go from “no plan” to clarity and confidence, with weekly live calls and a community walking the same path with you. 👉 Join the waitlist and I’ll email you next time doors open: https://lm.fm/azul-coaching-retire 𝟯. 𝗗𝗼𝗻𝗲‑𝗙𝗼𝗿‑𝗬𝗼𝘂 (𝗰𝗼𝗺𝗶𝗻𝗴 𝘀𝗼𝗼𝗻): 𝗔𝗱𝘃𝗶𝘀𝗲𝗿 𝗜𝗻𝘁𝗿𝗼 𝗯𝘆 𝗔𝘇𝘂𝗹™ Many of you have asked me to be their adviser. I’m retired, so I can’t. But I 𝘢𝘮 building a way to introduce you to a financial adviser who understands this channel’s approach. Offered at no cost to you¹. 👉 Get on the early‑access list here: https://lm.fm/azul-financial-adviser 𝗢𝘁𝗵𝗲𝗿 𝗿𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀: 📊 Retirement Planning Software https://lm.fm/plan-youtube-video (affiliate link) 🚑 Chapter Medicare Advisers: 323-805-8579 or http://askchapter.org/azul (affiliate) 📘 Azul's Favorite Books: https://amzn.to/4mhuI58 (affilate link) 𝗔𝘇𝘂𝗹'𝘀 𝗙𝗿𝗲𝗲 𝗪𝗲𝗲𝗸𝗹𝘆 𝗡𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 If you like these videos, you’ll love my free weekly email. 👉 Get the next issue here: https://lm.fm/newsletter-yt-vid-desc ⚠️ "Scammer" Warning ➡ PLEASE READ! ⚠️ Lots of scrammers in the comments. Please be careful! ✅ ¹Disclosure for Adviser by Azul™ ✅ Azul is not an employee of these firms. He has a financial incentive to endorse them as he has an on-going contract for cash compensation to do so. It is crucial to do your own due diligence on these firms. Azul's opinions and past performance is no guarantee of future performance. 🚨 Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) 🚨 This information is only provided as an informational resource and should not be viewed as investment advice or recommendations. The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND an accountant AND an attorney. Having the perspective of all three professions can help you make better decisions. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors. This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions. == Chapter == Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. If the video references historical savings: Chapter's average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. *1346 Vanguard's New Retirement Report Shocked Me